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What Is A Short Sale
You may have heard the term “short sale” without really understanding what it means. A short sale, also known as a “short payoff” or “pre-foreclosure workout,” is simply the process of selling your home for less than you owe the bank. With a short sale agreement, the lender releases you, the borrower, from the financial and legal obligations of the mortgage. A short sale is a way of preventing foreclosure, allowing the homeowner to protect his or her credit rating to a great degree. It is also a good way for banks to avoid the expense associated with the foreclosure process.
What Are The Benefits of A Short Sale?
A short sale can be a great option for homeowners who are facing the danger of a foreclosure. Short sales allow homeowners to sell their property rather than have it taken away by the bank or lender. Even if homeowners cannot not recover what is owed on the home, they can satisfy the secured debt or mortgage on the property with the proceeds. The seller leaves the process with a much higher credit rating in most cases than if he or she had chosen to let the bank take the home and sell it in a foreclosure process.
Further, there are no up-front fees and costs associated with a short sale, so homeowners save money immediately with this process. The lender pays the fees, closing costs and commissions associated with a short sale.
Short sales are particularly appropriate when a homeowner lacks equity in the home. Those who have found their home values plummeting because of a down housing market benefit particularly from a short sale, which does not harm their credit ratings as much as a foreclosure.
PRE-FORECLOSURE AND SHORT SALE EXPERTS
No Fees or Costs! YOUR LENDER PAYS Our Comission & Closing Costs.
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Work With An Agent Experienced in Handling Short Sales
A short sale is a very complex real estate transaction and it’s one that should be handled only by an experienced short sale specialist who has extensive experience with short sales and distressed properties. At Getashortsale.com, we have over 25 years experience representing clients facing financial challenges . We have closed over 1000 short sales and have a strong track-record of successfully closing short sales. We are local to Southern California and are family-owned. We come to you!
We provide services throughout Southern California including Orange County, Los Angeles, Riverside, San Bernardino and San Diego. If your property is outside Southern California, we can refer you to one of partners throughout the Country. Please complete the form on this page or contact us today.
WE HAVE CLOSED HUNDREDS OF SHORT SALES
HIGH SUCCESS RATE IN CLOSING SHORT SALES WITH MOST LENDERS
YOU NEED AN EXPERIENCED TEAM ON YOUR SIDE!
Who Can Apply?
We are experienced to handle short sales, pre-foreclosure sales, equity sales for homeowners behind in mortgage payments or facing foreclosure.
This includes:
- Single Family
- Condominium or Townhouse
- Multi-Family Apartment Buidling – with or without tenants.
- Any Investment Property
- Mobile Home
We can help you sell your home “As-Is” whether it needs repairs or not, no need to fix, no staging or need to pay for extensive repairs. In addition, we retain your privacy -no open houses and no sign on property!
We have experience working with just about every lender. Here are just a few. If you don’t see your lender listed here – Give us a call!
